“See the palm of the hand, the first thing in the morning to see Maata Lakshmi who resides at the fore of the hands, Maata Saraswati in the middle, and Maata Gauri (Durga Devi) at the palm of the hand.
KaraAgre Vasate Lakshmi, Kara-Madhye Saraswati
Kara-Moole Sthitaa Gowri, Mangalam Kara-Darshanam
We summon these gods while gazing at the palm, sanctifying all the deeds that will be carried out throughout the day. Another reason to invoke these deities is that they stand in for the three main shaktis (powers/resources), which include wealth and morality (Lakshmi Devi), health (Durga Devi), and wisdom and knowledge (Saraswati Devi). It is important to remember these resources and their deities because they are essential to our survival, success in our endeavours, and life itself.
The second shloka is to get blessings from mother Earth.
Samudra vasane devi parvatastanamaṇḍale ।
viṣṇupatni namastubhyaṁ pādasparśaṁ kṣamasvame ॥
The underlying message of this apology is also that we should proceed cautiously, that is, we should work to improve both nature and all living things, rather than taking any acts that would endanger either. Therefore, reciting this shloka is a gentle reminder to do so first thing in the morning.